AmEx, you’ve been served by Joseph Jaffe. Somehow, I don’t see them caring all that much.
By the way, BofA took 30 large off our table (home equity line of credit) with no rhyme, reason or warning, and then they came back around and clipped the limit on one of my credit cards.
Banks don’t want to extend credit. YouTube rants notwithstanding, that’s the reality of today’s market.